The Department for Work and Pensions (DWP) has revealed how many people may lose money under new Personal Independence Payment (PIP) eligibility rules. The changes, set to begin from November 2026, could result in major cuts to financial support for disabled people across the UK.
With new scoring criteria being introduced, many people currently receiving either the lower or higher daily living component of PIP could lose their entitlement altogether.
Let’s break down what’s changing, who will be affected, and what help is still available.
What Is Changing in PIP?
Under the new rules, to qualify for the daily living part of PIP, you must score at least one score of 4 on any of the assessment activities. Currently, many claimants qualify by scoring a series of 2s, which reflect needing help or supervision with daily tasks like bathing or eating.
From 2026 onwards, if your scores are all 2s—even if your support needs are real—you may no longer qualify for daily living payments.
This means some people with long-term health conditions could lose out despite needing ongoing help or equipment.
How Much Could You Lose?
The DWP estimates that by the 2029/2030 tax year, affected individuals will lose an average of £4,500 per year. This figure comes from:
- A total projected saving of £3.6 billion
- Divided by around 800,000 people expected to be impacted
However, critics point out that this is only an average. The current PIP rates for the daily living component are:
- Lower rate: £73.90 per week (£3,842.80/year)
- Higher rate: £110.40 per week (£5,740.80/year)
By 2029/2030, these rates will likely be higher due to yearly inflation increases, meaning real losses may be much more than £4,500 for some claimants.
DWP’s Response
A DWP spokesperson said the department is focused on supporting those who need it most and will introduce a new premium for people who are permanently unable to work.
They also confirmed a £1 billion employment support package to help disabled people who can and want to work find suitable employment, while still ensuring protection for the most vulnerable.
Concerns from Disability Support Experts
Experts and charities have expressed concerns that many people with genuine extra costs will now be excluded from PIP.
Rebecca Lamb from Money Wellness explained that:
- Costs for disability aids vary from low-cost items like grab rails to expensive equipment like wheelchairs or mobility scooters.
- There are also ongoing expenses such as batteries, repairs, or heating and transport.
- Some disabled people may spend up to £900 more each month than those without disabilities.
She encouraged people to seek help if they’re struggling with extra costs, through local councils or charities offering grants.
Where You Can Still Get Help
If you’re facing financial hardship, especially if you may lose PIP in the future, you may be able to get support from:
- Household Support Fund (via your local council)
- Charitable grants for disability aids or living costs
- Energy bill support or food bank referrals from community organisations
Check with your local council, Citizens Advice, or charities like Turn2us, Scope, or Disability Rights UK for guidance.
The upcoming changes to PIP in 2026 are significant. Many people who rely on daily living payments may lose their benefit even if their needs haven’t changed—just because the scoring system will be stricter. While DWP says it’s trying to balance support and affordability, many feel the cuts could leave vulnerable people worse off.
If you are currently on PIP or may need to apply in the future, it’s essential to stay informed, review your claim regularly, and explore additional support options available through councils and charities.
FAQ’s
What are the new PIP rules from November 2026?
To qualify for the daily living part of PIP, claimants must score at least one score of 4 on an activity. Those scoring multiple 2s may no longer qualify.
How much could claimants lose under the new PIP rules?
According to DWP, affected people may lose an average of £4,500 per year. This is based on 800,000 losing entitlement and total savings of £3.6 billion.
Are current PIP rates higher than the DWP’s estimate?
Yes. The higher daily living rate is £5,740.80/year, already £1,200 more than the £4,500 estimate. Actual losses may be even higher due to inflation.
Who will still receive PIP under the new rules?
People with severe health conditions who meet the updated criteria will still receive support. A new premium will also be introduced for those unable to work.
Where can I get help if I lose PIP?
You can apply for help through the Household Support Fund, contact local charities, or seek grants for disability aids and energy support through your council.
